WFMU: Radio Ravioli with Olivia: Playlist from January 8, 2025

Listener comments!
	9:00pm darcy: I get so excited when i hear this theme
	9:00pm HyperDose: Got home just in time!
	9:01pm darcy: I’m about to have fun
	9:02pm HyperDose: ↳ darcy @9:01 I'm about to go to town on a burrito!
	9:03pm Deano de los Muertos: Loving by day…hating by night
	9:03pm Listener Bop Monroe: greetings from roaring like a frieght train windy Tannersville DJO!
	9:04pm Zbrenner: Checking in from New Mexico
	9:05pm Deano de los Muertos: I don’t have a health insurance story, but if you have 🗽 car insurance, run away!
	9:05pm Listener Bop Monroe: don't just eat that burrito, eat THE HELL OUT OF IT!
	9:10pm Deano de los Muertos: what is this you’re playing
	9:10pm darcy: There’s always hope <3 look at this great community we have, all these great sounds! That gives me hope
	9:10pm Handy Haversack: Olivia! Adriene! Olivians! Tourists!
	9:10pm carlos danger: is this orson welles?
	9:12pm Deano de los Muertos: while I technically have company health insurance, I have not seen a Dr or dentist in about a decade…what I don’t know can’t hurt me…any worse?
	9:14pm Listener Bop Monroe: from paul masson wine to the penguin!
	🍝 9:14pm Ken From Hyde Park: It's important to have ravioli insurance in case one slides off your plate onto your white pants or shorts.
	9:15pm HyperDose: ↳ Listener Bop Monroe @9:05 mission accomplished!
	9:17pm Chris in Kensington Bklyn: Good evening, Olivia, Adriene and all! Looking forward to this.
	9:17pm Handy Haversack: ↳ Deano de los Muertos @9:12 This is what they rely on, the insurance companies. Make it hard enough, and we will just get by on our own until shit hits fan, and then they can deny coverage.
	9:19pm Listener Bop Monroe: well done HD. no one wants to get on that merry-go-round
	9:21pm Deano de los Muertos: ↳ Handy Haversack @9:17 I’ve just experienced it with my new car that got hit by an Amazon van. The companies are great at taking your money, but not much else. Can’t imagine what it’s like when your body is on the line
	9:22pm Deano de los Muertos: Insurance companies are told to deny any claim
	9:25pm Deano de los Muertos: think of the portion of their income that comes from those unwilling to fight for what they are owed from the company instead of always paying out of pocket
	9:27pm Handy Haversack: ↳ Deano de los Muertos @9:21 Hopefully it will at least disable all the surveillance tech your new car came loaded with!
	9:29pm Lurch: I didn’t have health insurance in my 20s and couldn’t afford to get a mole looked at. Turns out it was melanoma, and I let that shit grow. It came back at metastatic levels 10 years later, and I came so close to dying. I can’t help but think that wouldn’t have happened if I just could’ve had the mole removed.
	9:29pm Mark T: Good evening
	9:29pm Deano de los Muertos: they can survielle their hearts out over the 5 miles between work and home..but I think the drones got it covered
	9:30pm Deano de los Muertos: ↳ Handy Haversack @9:27 They just might hear some great radio
	9:31pm coelacanth∅: ↳ Deano de los Muertos @9:22 insurance companies are owned by "pharmacy benefit managers" - parasites that also own pharmacies and one, optum, has bullied over 10% of americas doctors to become their employees. the 3 parasites, optum, cvs and cigna/express scripts are solely responsible for runaway prescription and healthcare pricing. they are flat-out deflecting the money to themselves.
	🍝 9:31pm Ken From Hyde Park: If you're hard of hearing and you need hearing aids, you'll need to pay for them out of pocket. That's lame.
	9:33pm Greg from ZONE 5: Franco!
	9:34pm Mark T: Back in 2014, in early Obamacare, I was unemployed and tried to get insurance for myself. At that time, after filling out a questionnaire honestly, I was denied the ability to purchase an individual plan due to a history of alcoholism. Have been sober 6 years at that time, and went through a rehab and in great health.
	9:36pm Handy Haversack: ↳ Deano de los Muertos @9:30 www.nytimes.com... foundation.mozilla.org... www.wfmu.org...
	9:36pm coelacanth∅: i wouldn't even consider paying it.
	9:38pm Mark T: I still have the letter to this day that denies me coverage through the marketplace for LIFE. Well, it has since been corrected.
	9:38pm Handy Haversack: ↳ coelacanth∅ @9:36 I would consider it an honor to carry Franco were I a helicopter.
	9:39pm Listener Bop Monroe: slot machines
	9:39pm coelacanth∅: ↳ Handy Haversack @9:38 indeed
	9:40pm Handy Haversack: K8 in Brooklyn.
	🍝 9:41pm Ken From Hyde Park: The incoming administration talks about getting rid of vaccines. So if you get mumps, scarlet fever, polio, etc., don't expect any of that to be covered.
	9:47pm Handy Haversack: What we forget is that it's a WEIRD THING that one's ability to labor for the profit of someone else is the determinant of one's ability to live in any kind of health or safety. That is FUCKED UP. It's neither natural nor right nor necessary nor permanent. Demand change.
	9:54pm coelacanth∅: i gave up on doctors, except in crisis situations, when i was about 17. i was plagued with bronchial problems since i was ~7. in my early 20s i bought life insurance, so my mother would have the disposal costs covered. when i was ~24 i started a serious education in health and healing, and my health gradually improved until by the time i was ~35 my health and strength were considerably better than most people younger than myself. ...DESPITE doctors.
	9:55pm coelacanth∅: ...(and they're A LOT more useless now.)
	9:57pm Dano59: that was me with the scattered senior Medicare saga - aside from the costs, tried to get my socialist alarm bells in there too
	9:57pm coelacanth∅: 8% of my income toward insurance would mean not making the rent.
	9:59pm Handy Haversack: I got disconnected, Olivia! It's OK. Was just gonna restate my comment here.
	10:01pm olivia: ↳ Handy Haversack @9:59 feel free to call back!
	10:04pm Dano59: ... and since O. asked about the cost, before Medicare (171.45 a month; now 185.00) I was paying $69 a month for a pre-medicare retiree plan. (a credit from unused sick time locked in a lower premium when I retired in 2020. Now, that's become a backup plan (the 80/20) for another $23. So $208 a mo. w/ higher deductibles & out-of-pocket & some services not covered.
	10:06pm Dano59: The whole thing and oppressive reality of it for Americans is heinous, of course. We know the rest of the world is better provided for. And I felt compelled to say that what little we have is in danger of being taken away. Happy New Year, you filthy poors, Paul Ryan will finally get his wish.
	10:09pm carlos danger: My friend has recently been getting insurance through Medicaid. He used to have insurance through the company he worked for but he switched careers recently. He says the doctors he has been seeing are knoweldgeable and friendly, the facilities are modern and clean, waiting times are short, and everything is covered. Much better than his old fancy company insurance.
	10:12pm Brett Underwood: Sent an email with such info, but want to share here. Blerp. Can't share much detail, but I will say that I have had luck with a local "broker" who knows the marketplace due to horrible health issues within his family. Man, I should write spam. This sounds goofy. Whatever. Great radio tonight. Reminds me of old CBC shows, or something. I'm 61 and a former radio programmer/sometimes journalist. Thank you. Bob Fass WBAI:::::::::::: RIP Jeremy Lansman, radio pioneer... Viva WFMU!
	10:13pm RevErie: check this out: How Not To Die (Dr Gregor) nutritionfacts.org...
	10:14pm Brett Underwood: ↳ Lurch @9:29 Damn. That's rough.
	10:18pm Brett Underwood: Waiting to hear from my agent about connection he might have in NY, but..stay in touch.
	10:19pm Mark T: ↳ RevErie @10:13 Tanks for the book info. I am going to get that as a online library checkout.
	10:21pm coelacanth∅: ↳ carlos danger @10:09 i used to like the doctor i found when i moved to this area. the first time in my life i could say that. mainly because he's not an arrogant dick. then he sold out to that scum, optum, and he now sucks. i don't consider him a doctor anymore; just a technician. he probably only actually touches 1-2 people out of every 40-50 patients. the corporation protocol is the ask a few questions, feed it into a computer and get the diagnosis. so, whether it's medicaid of not he went from decent to shit.he's still friendly, but now with a guard up, because he's probably being monitored.
	10:21pm HyperDose: I remember almost passing out at the pharmacy after my horrible wisdom tooth experience. Luckily the pharmacy was across the street from my old apartment
	10:22pm olivia: nobody's on the lines right now, call now to get through! 201-209-9368
	10:24pm ronny: the killing is justified...it's forcing the urgency....war works in the same way....
	10:26pm RevErie: ↳ Mark T @10:19 his website has a lot of free info, too
	10:28pm VantuckyEd: My wife pays $300 month for our employer bas3ed insurance and I can't even find a primary care doctor where we live in Vancouver, WA! The one place we were going to turned out to be a scam clinic run by a private equity group.
	10:28pm slugluv1313: good evening, Olivia! Ravioli lovers! omg health insurance! a freaking nightmare for me right now Medicare is great! but the medicaid "Total Care SNP" through Horizon? not so much . . . and trying to change it has been a horribly time consuming nightmare too -- i guess the assumption is that bc you are "older" and unemployed, you are "retired" and have nothing better to do than to be on the phone and on "hold" for hours?
	10:28pm HyperDose: Get Covered NJ
	10:29pm VantuckyEd: During the pandemic we were on the WA based medicare and it was great. pretty much free.
	10:29pm slugluv1313: ↳ RevErie @10:13 Dr. Gregor is freaking awesome!
	10:29pm HyperDose: I also have Aetna now through my employer. Full coverage included with full time employment. Dental and vision only $4 out of each check
	10:30pm ronny: if the CEO was not killed you would not be discussing this issue....beware....
	10:31pm VantuckyEd: The killer ironic part is I have a friend in Hungry who is a diabetic. He spends $12 a month on his healthcare and gets everything covered!
	10:31pm Dano59: ↳ coelacanth∅ @9:31 doctors > insurance co's > pharma is the gouging / overpricing analogue of mechanics > insurance co's > junkyards/parts suppliers.
	10:32pm VantuckyEd: ↳ HyperDose @10:29 I have Aetna with my wife and it's awful in WA state. No decent providers.
	10:33pm coelacanth∅: ↳ VantuckyEd @10:32 aetna is owned by cvs, the scum of the earth.
	10:36pm VantuckyEd: ↳ coelacanth∅ @10:33 Ain't that the truth!
	10:44pm danny san: Doctors can assist a patient with losing a large portion of his life (23years) by prescribing opiates and benzodiazepines without explanation of the consequences. You can lose jobs, real estate, family relationships and normal everyday living. I am now on a taper program and trying to heal. It takes much time to get well from benzodiazepines (and antidepressants) Insurance "helped" me a lot.
	10:46pm Laura Panic: This is wild, being in Australia. Health care isn't totally free....but often, and mostly. Medication subsidised....anti depressants 8 bux a month. Contraception costs me like, 15 bux for 6mth supply. Asthma puffers 10 bux.
	10:46pm Vanejsa: I worked for Cigna call center for a brief time- lesson learned, for ANY any ANY reason, call and argue for your insurance to cover it. You might need to fight 3x times, but eventually they at least once they will pay it.
	10:57pm effie: I'm an artist and never had employment that offered health insurance and therefore have been uninsured for a decade apart from brief stints of medicaid if it was a low income year. of course I'm terrified of the unexpected emergency but in general, I am healthy and day to day do not feel like I'm missing out on what seems to be a complicated, expensive!!!, and manipulative maze engineered purely for profit.
	11:00pm VantuckyEd: My wife and I have been discussing if we should take a foriegn trip just so we can get healthcare in another country. Turkey, Panama, Hungry, anywhere else in the world is practically better.
	11:00pm olivia: ↳ VantuckyEd @11:00 feel free to call and tell us about it!
	11:01pm carlos danger: It is heartbreaking to hear someone on the phone asking a machine how much ambulatory surgery costs
	11:04pm DjLorraine: Great show
	11:12pm Greg from ZONE 5: I was just thinking “A similar thing happened to a guy I know…” and then I realized that this is him😂
	11:16pm Joe D.: you know the vibe Greg
	11:18pm Joe D.: ... "Shemp"
	11:23pm markinbrooklyn: Are there health insurance advisors that one could hire ( like an accountant for taxes)?
	11:25pm carlos danger: Basic terms: Premium - How much you pay for insurance Deductible - How much you pay out of pocket Coinsurance - How much you pay after you hit your deductible. Usually expressed as a percentage, e.g., insurance pays 80%, you pay 20% Out-of-pocket maximum - Once you're in copay territory there is usually a maximum amount you are on the hook to pay, after which insurance pays 100% of the cost Copay - One-time fee for routine services (dental checkup, vision test, etc.)
	11:26pm Webhamster Henry: I know of health navigators...
	11:26pm carlos danger: ↳ markinbrooklyn @11:23 https://nystateofhealth.ny.gov/agent/hx_brokerSearch?fromPage=INDIVIDUAL&lang=en
	11:26pm Marie in Chicago: I think there are for hire people who will help you navigate healthcare systems but hey are usually fused and paid by the rick
	11:27pm carlos danger: Sorry i meant once you are in COINSURANCE territory
	11:27pm Marie in Chicago: ↳ Marie in Chicago @11:26 I mean "used and paid for by the rick"-not wearing my reading glasses @)
	11:28pm Marie in Chicago: ↳ Marie in Chicago @11:27 rich--goshdarnit @))
	11:29pm Marie in Chicago: I was in a public hospital where there were people who had no IDs.....
	11:30pm Marie in Chicago: There are often low-cost clinics where Spanish is the primary language where good care can be had
	11:31pm Marie in Chicago: Planned Parenthood provides some general medicine
	11:34pm Laura Panic: I have a child with a disability. We can apply for National Disability Insursnce Scheme. They give you a yearly budget based on needs, to spend on a range of therapies. I don't pay for any of my child's specially care such as psychology, OT and itncovers assistance with activities in the community so disable people can engage in community like everyone else. This is in Australia
	11:34pm Marie in Chicago: For a while, I went to an excellent low-cost women's healthcare clinic here: https://www.chicagowomenshealthcenter.org
	11:37pm Marie in Chicago: ↳ VantuckyEd @11:00 Yeah, I know people who go to Mexico for certain services, eg, dental
	11:44pm Marie in Chicago: Great segment on Brian Lehrer Show (NYC) a couple of weeks ago with a guest who helped people with Insurance companies. She said if you appeal an insurance decision, you are likely to get it covered. There is an archive to the show.
	11:45pm Marie in Chicago: Hey, thanks for this Olivia!
	11:47pm carlos danger: Great show Olivia and Adriene—Thank you!
	11:57pm danny san: ,,,,, Health and the body Is your responsibility
	11:58pm coelacanth∅: Thanks Olivia and Adrienne
	🍝 11:58pm Ken From Hyde Park: Thanks, Olivia & Adriene. Next up is the tree special!

Radio Ravioli with Olivia: Playlist from January 8, 2025

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Genre-fluid, ambient textures, global sounds, punk energy, electronica, jangle pop, disco, post punk, soul, r&b, and more...

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Upcoming events:

Wed. Jan 29th, 9pm - Midnight: Masma Dream World (In Studio Live Performance!) (More info...)
Masma Dream World (In Studio Live Performance!) Masma Dream World, the experimental project led by Devi Mambouka, turned heads with her 2020 debut Play at Night, a record that established the multi-instrumentalist as a singular voice, combining field recordings, throttling bass, skittering electronics and traditional Gabonese rhythms for an awe inspiring, transportative sound. She recently announced her upcoming album PLEASE COME TO ME, due out Feb 21 via Valley of Search. Masma Dream World will perform at New York’s Public Records on February 20th with the Zola Jesus Noise Project NIKA!
Wed. Feb 12th, 9pm - Midnight: Radio Ravioli presents: Ravioli Tourism Monthly Open Lines Extravaganza (More info...)
Every second Wednesday night of the month, Adriene joins Olivia for a special open lines show. Each show has a theme, and listeners are invited to call in and share stories. This month, we're talking about trees -- stories of trees you know and love, adversarial trees, trees that we've lost, trees that persist. Join the mix - Call in live during the show at 201-209-9368, or send a voice memo in advance at tourism@wfmu.org.

January 8, 2025: Radio Ravioli presents: Ravioli Tourism Monthly Open Lines Extravaganza [Health Insurance Edition]
Adriene and Olivia guide you in a kind and gentle tour of open minds and open hearts. This week, we're talking about all things related to HEALTH INSURANCE - how our relationship to insurance and money affects how we approach our health, how much we pay each month, our deductibles, finding plans when you're self employed, and whatever else you wanna rant about. Taking calls during the show - CALL US AT 201-209-9368! We're also fielding voice memos for next month's show about trees 🌳 - send it to tourism AT wfmu DOT org.

Listen to this show: MP3 - 128K | Pop-up listen Pop-up player!

Artist	Track	Album	Label	Year	Format	Comments	Images	New * / Special ***	Approx. start time
WELCOME	GET READY TO CALL & SHARE STORIES ABOUT HEALTH INSURANCE - 201-209-9368					Special thanks to musical elements and beds from Chad Kouri, CMD+Jazmine, Bailey, Matt Warwick, Ted, and our hosts (us - Olivia & Adriene).

RSS feeds for Radio Ravioli with Olivia: Playlists feed | MP3 archives feed

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Listener comments!
	9:00pm darcy: I get so excited when i hear this theme
	9:00pm HyperDose: Got home just in time!
	9:01pm darcy: I’m about to have fun
	9:02pm HyperDose: ↳ darcy @9:01 I'm about to go to town on a burrito!
	9:03pm Deano de los Muertos: Loving by day…hating by night
	9:03pm Listener Bop Monroe: greetings from roaring like a frieght train windy Tannersville DJO!
	9:04pm Zbrenner: Checking in from New Mexico
	9:05pm Deano de los Muertos: I don’t have a health insurance story, but if you have 🗽 car insurance, run away!
	9:05pm Listener Bop Monroe: don't just eat that burrito, eat THE HELL OUT OF IT!
	9:10pm Deano de los Muertos: what is this you’re playing
	9:10pm darcy: There’s always hope <3 look at this great community we have, all these great sounds! That gives me hope
	9:10pm Handy Haversack: Olivia! Adriene! Olivians! Tourists!
	9:10pm carlos danger: is this orson welles?
	9:12pm Deano de los Muertos: while I technically have company health insurance, I have not seen a Dr or dentist in about a decade…what I don’t know can’t hurt me…any worse?
	9:14pm Listener Bop Monroe: from paul masson wine to the penguin!
	🍝 9:14pm Ken From Hyde Park: It's important to have ravioli insurance in case one slides off your plate onto your white pants or shorts.
	9:15pm HyperDose: ↳ Listener Bop Monroe @9:05 mission accomplished!
	9:17pm Chris in Kensington Bklyn: Good evening, Olivia, Adriene and all! Looking forward to this.
	9:17pm Handy Haversack: ↳ Deano de los Muertos @9:12 This is what they rely on, the insurance companies. Make it hard enough, and we will just get by on our own until shit hits fan, and then they can deny coverage.
	9:19pm Listener Bop Monroe: well done HD. no one wants to get on that merry-go-round
	9:21pm Deano de los Muertos: ↳ Handy Haversack @9:17 I’ve just experienced it with my new car that got hit by an Amazon van. The companies are great at taking your money, but not much else. Can’t imagine what it’s like when your body is on the line
	9:22pm Deano de los Muertos: Insurance companies are told to deny any claim
	9:25pm Deano de los Muertos: think of the portion of their income that comes from those unwilling to fight for what they are owed from the company instead of always paying out of pocket
	9:27pm Handy Haversack: ↳ Deano de los Muertos @9:21 Hopefully it will at least disable all the surveillance tech your new car came loaded with!
	9:29pm Lurch: I didn’t have health insurance in my 20s and couldn’t afford to get a mole looked at. Turns out it was melanoma, and I let that shit grow. It came back at metastatic levels 10 years later, and I came so close to dying. I can’t help but think that wouldn’t have happened if I just could’ve had the mole removed.
	9:29pm Mark T: Good evening
	9:29pm Deano de los Muertos: they can survielle their hearts out over the 5 miles between work and home..but I think the drones got it covered
	9:30pm Deano de los Muertos: ↳ Handy Haversack @9:27 They just might hear some great radio
	9:31pm coelacanth∅: ↳ Deano de los Muertos @9:22 insurance companies are owned by "pharmacy benefit managers" - parasites that also own pharmacies and one, optum, has bullied over 10% of americas doctors to become their employees. the 3 parasites, optum, cvs and cigna/express scripts are solely responsible for runaway prescription and healthcare pricing. they are flat-out deflecting the money to themselves.
	🍝 9:31pm Ken From Hyde Park: If you're hard of hearing and you need hearing aids, you'll need to pay for them out of pocket. That's lame.
	9:33pm Greg from ZONE 5: Franco!
	9:34pm Mark T: Back in 2014, in early Obamacare, I was unemployed and tried to get insurance for myself. At that time, after filling out a questionnaire honestly, I was denied the ability to purchase an individual plan due to a history of alcoholism. Have been sober 6 years at that time, and went through a rehab and in great health.
	9:36pm Handy Haversack: ↳ Deano de los Muertos @9:30 www.nytimes.com... foundation.mozilla.org... www.wfmu.org...
	9:36pm coelacanth∅: i wouldn't even consider paying it.
	9:38pm Mark T: I still have the letter to this day that denies me coverage through the marketplace for LIFE. Well, it has since been corrected.
	9:38pm Handy Haversack: ↳ coelacanth∅ @9:36 I would consider it an honor to carry Franco were I a helicopter.
	9:39pm Listener Bop Monroe: slot machines
	9:39pm coelacanth∅: ↳ Handy Haversack @9:38 indeed
	9:40pm Handy Haversack: K8 in Brooklyn.
	🍝 9:41pm Ken From Hyde Park: The incoming administration talks about getting rid of vaccines. So if you get mumps, scarlet fever, polio, etc., don't expect any of that to be covered.
	9:47pm Handy Haversack: What we forget is that it's a WEIRD THING that one's ability to labor for the profit of someone else is the determinant of one's ability to live in any kind of health or safety. That is FUCKED UP. It's neither natural nor right nor necessary nor permanent. Demand change.
	9:54pm coelacanth∅: i gave up on doctors, except in crisis situations, when i was about 17. i was plagued with bronchial problems since i was ~7. in my early 20s i bought life insurance, so my mother would have the disposal costs covered. when i was ~24 i started a serious education in health and healing, and my health gradually improved until by the time i was ~35 my health and strength were considerably better than most people younger than myself. ...DESPITE doctors.
	9:55pm coelacanth∅: ...(and they're A LOT more useless now.)
	9:57pm Dano59: that was me with the scattered senior Medicare saga - aside from the costs, tried to get my socialist alarm bells in there too
	9:57pm coelacanth∅: 8% of my income toward insurance would mean not making the rent.
	9:59pm Handy Haversack: I got disconnected, Olivia! It's OK. Was just gonna restate my comment here.
	10:01pm olivia: ↳ Handy Haversack @9:59 feel free to call back!
	10:04pm Dano59: ... and since O. asked about the cost, before Medicare (171.45 a month; now 185.00) I was paying $69 a month for a pre-medicare retiree plan. (a credit from unused sick time locked in a lower premium when I retired in 2020. Now, that's become a backup plan (the 80/20) for another $23. So $208 a mo. w/ higher deductibles & out-of-pocket & some services not covered.
	10:06pm Dano59: The whole thing and oppressive reality of it for Americans is heinous, of course. We know the rest of the world is better provided for. And I felt compelled to say that what little we have is in danger of being taken away. Happy New Year, you filthy poors, Paul Ryan will finally get his wish.
	10:09pm carlos danger: My friend has recently been getting insurance through Medicaid. He used to have insurance through the company he worked for but he switched careers recently. He says the doctors he has been seeing are knoweldgeable and friendly, the facilities are modern and clean, waiting times are short, and everything is covered. Much better than his old fancy company insurance.
	10:12pm Brett Underwood: Sent an email with such info, but want to share here. Blerp. Can't share much detail, but I will say that I have had luck with a local "broker" who knows the marketplace due to horrible health issues within his family. Man, I should write spam. This sounds goofy. Whatever. Great radio tonight. Reminds me of old CBC shows, or something. I'm 61 and a former radio programmer/sometimes journalist. Thank you. Bob Fass WBAI:::::::::::: RIP Jeremy Lansman, radio pioneer... Viva WFMU!
	10:13pm RevErie: check this out: How Not To Die (Dr Gregor) nutritionfacts.org...
	10:14pm Brett Underwood: ↳ Lurch @9:29 Damn. That's rough.
	10:18pm Brett Underwood: Waiting to hear from my agent about connection he might have in NY, but..stay in touch.
	10:19pm Mark T: ↳ RevErie @10:13 Tanks for the book info. I am going to get that as a online library checkout.
	10:21pm coelacanth∅: ↳ carlos danger @10:09 i used to like the doctor i found when i moved to this area. the first time in my life i could say that. mainly because he's not an arrogant dick. then he sold out to that scum, optum, and he now sucks. i don't consider him a doctor anymore; just a technician. he probably only actually touches 1-2 people out of every 40-50 patients. the corporation protocol is the ask a few questions, feed it into a computer and get the diagnosis. so, whether it's medicaid of not he went from decent to shit.he's still friendly, but now with a guard up, because he's probably being monitored.
	10:21pm HyperDose: I remember almost passing out at the pharmacy after my horrible wisdom tooth experience. Luckily the pharmacy was across the street from my old apartment
	10:22pm olivia: nobody's on the lines right now, call now to get through! 201-209-9368
	10:24pm ronny: the killing is justified...it's forcing the urgency....war works in the same way....
	10:26pm RevErie: ↳ Mark T @10:19 his website has a lot of free info, too
	10:28pm VantuckyEd: My wife pays $300 month for our employer bas3ed insurance and I can't even find a primary care doctor where we live in Vancouver, WA! The one place we were going to turned out to be a scam clinic run by a private equity group.
	10:28pm slugluv1313: good evening, Olivia! Ravioli lovers! omg health insurance! a freaking nightmare for me right now Medicare is great! but the medicaid "Total Care SNP" through Horizon? not so much . . . and trying to change it has been a horribly time consuming nightmare too -- i guess the assumption is that bc you are "older" and unemployed, you are "retired" and have nothing better to do than to be on the phone and on "hold" for hours?
	10:28pm HyperDose: Get Covered NJ
	10:29pm VantuckyEd: During the pandemic we were on the WA based medicare and it was great. pretty much free.
	10:29pm slugluv1313: ↳ RevErie @10:13 Dr. Gregor is freaking awesome!
	10:29pm HyperDose: I also have Aetna now through my employer. Full coverage included with full time employment. Dental and vision only $4 out of each check
	10:30pm ronny: if the CEO was not killed you would not be discussing this issue....beware....
	10:31pm VantuckyEd: The killer ironic part is I have a friend in Hungry who is a diabetic. He spends $12 a month on his healthcare and gets everything covered!
	10:31pm Dano59: ↳ coelacanth∅ @9:31 doctors > insurance co's > pharma is the gouging / overpricing analogue of mechanics > insurance co's > junkyards/parts suppliers.
	10:32pm VantuckyEd: ↳ HyperDose @10:29 I have Aetna with my wife and it's awful in WA state. No decent providers.
	10:33pm coelacanth∅: ↳ VantuckyEd @10:32 aetna is owned by cvs, the scum of the earth.
	10:36pm VantuckyEd: ↳ coelacanth∅ @10:33 Ain't that the truth!
	10:44pm danny san: Doctors can assist a patient with losing a large portion of his life (23years) by prescribing opiates and benzodiazepines without explanation of the consequences. You can lose jobs, real estate, family relationships and normal everyday living. I am now on a taper program and trying to heal. It takes much time to get well from benzodiazepines (and antidepressants) Insurance "helped" me a lot.
	10:46pm Laura Panic: This is wild, being in Australia. Health care isn't totally free....but often, and mostly. Medication subsidised....anti depressants 8 bux a month. Contraception costs me like, 15 bux for 6mth supply. Asthma puffers 10 bux.
	10:46pm Vanejsa: I worked for Cigna call center for a brief time- lesson learned, for ANY any ANY reason, call and argue for your insurance to cover it. You might need to fight 3x times, but eventually they at least once they will pay it.
	10:57pm effie: I'm an artist and never had employment that offered health insurance and therefore have been uninsured for a decade apart from brief stints of medicaid if it was a low income year. of course I'm terrified of the unexpected emergency but in general, I am healthy and day to day do not feel like I'm missing out on what seems to be a complicated, expensive!!!, and manipulative maze engineered purely for profit.
	11:00pm VantuckyEd: My wife and I have been discussing if we should take a foriegn trip just so we can get healthcare in another country. Turkey, Panama, Hungry, anywhere else in the world is practically better.
	11:00pm olivia: ↳ VantuckyEd @11:00 feel free to call and tell us about it!
	11:01pm carlos danger: It is heartbreaking to hear someone on the phone asking a machine how much ambulatory surgery costs
	11:04pm DjLorraine: Great show
	11:12pm Greg from ZONE 5: I was just thinking “A similar thing happened to a guy I know…” and then I realized that this is him😂
	11:16pm Joe D.: you know the vibe Greg
	11:18pm Joe D.: ... "Shemp"
	11:23pm markinbrooklyn: Are there health insurance advisors that one could hire ( like an accountant for taxes)?
	11:25pm carlos danger: Basic terms: Premium - How much you pay for insurance Deductible - How much you pay out of pocket Coinsurance - How much you pay after you hit your deductible. Usually expressed as a percentage, e.g., insurance pays 80%, you pay 20% Out-of-pocket maximum - Once you're in copay territory there is usually a maximum amount you are on the hook to pay, after which insurance pays 100% of the cost Copay - One-time fee for routine services (dental checkup, vision test, etc.)
	11:26pm Webhamster Henry: I know of health navigators...
	11:26pm carlos danger: ↳ markinbrooklyn @11:23 https://nystateofhealth.ny.gov/agent/hx_brokerSearch?fromPage=INDIVIDUAL&lang=en
	11:26pm Marie in Chicago: I think there are for hire people who will help you navigate healthcare systems but hey are usually fused and paid by the rick
	11:27pm carlos danger: Sorry i meant once you are in COINSURANCE territory
	11:27pm Marie in Chicago: ↳ Marie in Chicago @11:26 I mean "used and paid for by the rick"-not wearing my reading glasses @)
	11:28pm Marie in Chicago: ↳ Marie in Chicago @11:27 rich--goshdarnit @))
	11:29pm Marie in Chicago: I was in a public hospital where there were people who had no IDs.....
	11:30pm Marie in Chicago: There are often low-cost clinics where Spanish is the primary language where good care can be had
	11:31pm Marie in Chicago: Planned Parenthood provides some general medicine
	11:34pm Laura Panic: I have a child with a disability. We can apply for National Disability Insursnce Scheme. They give you a yearly budget based on needs, to spend on a range of therapies. I don't pay for any of my child's specially care such as psychology, OT and itncovers assistance with activities in the community so disable people can engage in community like everyone else. This is in Australia
	11:34pm Marie in Chicago: For a while, I went to an excellent low-cost women's healthcare clinic here: https://www.chicagowomenshealthcenter.org
	11:37pm Marie in Chicago: ↳ VantuckyEd @11:00 Yeah, I know people who go to Mexico for certain services, eg, dental
	11:44pm Marie in Chicago: Great segment on Brian Lehrer Show (NYC) a couple of weeks ago with a guest who helped people with Insurance companies. She said if you appeal an insurance decision, you are likely to get it covered. There is an archive to the show.
	11:45pm Marie in Chicago: Hey, thanks for this Olivia!
	11:47pm carlos danger: Great show Olivia and Adriene—Thank you!
	11:57pm danny san: ,,,,, Health and the body Is your responsibility
	11:58pm coelacanth∅: Thanks Olivia and Adrienne
	🍝 11:58pm Ken From Hyde Park: Thanks, Olivia & Adriene. Next up is the tree special!

Radio Ravioli with Olivia: Playlist from January 8, 2025

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